Buying a home should be a pleasant experience, yet because it is a complex process, anxiety levels can rise during that time. Uncertainty about a mortgage loan, worry over finding just the right home, or concern over meeting deadlines may all contribute to heightened stress levels. My job is to be the middle man. I will coordinate and work with your lender, home inspector, appraiser, escrow company and anyone else involved in our transaction. I will keep track of the calendar and communicate with you when dates need to be met. It is all about YOU!    "Finding the home of your dreams is just the beginning of our relationship."   TOP TIPS FOR BUYING A NEW HOME!   1. Use a Professional, Full Time Realtor & Be Up Front with Your Realtor When buying a home it costs you nothing to use a realtor so it makes sense to have a full time, real estate professional on your side. Also, the only way your Realtor can do their job correctly is to have honesty and loyalty from you the buyer. In return for that you should receive up front information and hard work from your Realtor.   2. Money Talks Unless you are paying cash, you should always talk to a lender prior to beginning your home search. Your Realtor can recommend quality, local lenders and set up a quick 10 minute phone visit that lets you know how much you can afford: payments, down payment, closing costs, and what fits into your budget.   3. The “P” Word Nothing is perfect…when considering a new home keep in mind that, if the home is 90% of all your expectations and needs make an offer! Many people make the fatal mistake thinking that the perfect home has to be out there…and it’s not. This thinking costs you, the buyer, time and money. Even when building from the ground up, after you have moved in there is always something you wish you had done differently.   4. Location, Location, Location Are you really saving money if your new address is so far from your jobs/activities that you are never there to enjoy it? Don’t spend all your valuable time driving just to save $100 a month. You’ll spend it on gas in the end.   5. Don’t Let $10,000 Stand In Your Way Do you realize that over a 30-Year mortgage $10,000 added to the purchase price will increase your payment by an average of $65 a month?   6. However, Don’t Reach so Much that You Become “House Poor” Don’t stretch yourself so much financially that you can only afford the mortgage and nothing else. An occasional night on the town helps the attitude.   7. Stop Looking for the Deal of The Century Remember above all else: you get what you pay for.   8. Always Ask for A Home Inspection Whether it is a brand new or slightly used home, you need to know if problems exist and have them corrected by the seller before moving in.   Call me at 541-295-0515 to learn how I can help you find the best home, at the best price, with the least amount of stress! If you are looking to buy a home or property, please see our listings. You can also fill out our Property Request Form and we will prepare a portfolio of properties tailored for you!   Monica's Cell: 541-295-0515 ▪ Ted's Cell: 541-218-9466 ▪ E-Mail Us